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Calculators that don’t stop at the answer.

Branded financial calculators for banks, credit unions, insurers, advisors, and publishers, with what comes after the result: the right next step, the right person to talk to, and a record of what it produced.

Book a preview Try the calculators

From the team behind CalcXML. Insurer, advisory firm, or publisher? See who we serve.

Mortgage paymentYour brand here
Estimated monthly payment

$1,847/mo

at 6.25% over 30 years · principal & interest
$300,000
Term
Get pre-qualified
Talk to Dana RuizMortgage loan officer

Illustrative example

New lead capturedConsent recorded with disclosure
Thursday, 10:00 AMOfficer confirmed · first touch 22 min
FundedReported back from your systems

Trusted by banks, credit unions, insurers, advisors, and publishers for over 30 years

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The problem

Most calculator tools end at a number.

People research before they apply, buy, or call. What happens right after they see their result decides whether they come to you.

A typical calculator

  1. Visitor sees a monthly payment.
  2. A generic Apply button sits below it.
  3. They apply, or they leave. You rarely learn which, or why.

A FinCalc calculator

  1. Visitor sees a monthly payment and a next step that fits their answers.
  2. If they want help, they share contact details with consent and reach a named loan officer.
  3. They request a time from that officer’s hours, and the officer confirms.
  4. You report which leads applied, funded, or bought, and see which calculators and pages produce business.
How it works

From first calculation to funded loan.

Six steps, all configured by your team in one console.

  1. 01

    Calculate

    Accurate results from the same engine our API customers use, with PDF and emailed copies for visitors who want to keep them.

  2. 02

    Show the next step

    Buttons that change with the visitor’s answers: apply, talk to someone, or see a product. Links can prefill your own forms.

  3. 03

    Capture the lead

    Ask before or after results, record consent for each channel with the exact disclosure shown, and A/B test when to ask.

  4. 04

    Route to the right person

    Send leads to a loan officer, agent, or advisor by calculator, page, or ZIP code, with an email alert and a High or Medium score that explains why.

  5. 05

    Request a time

    Visitors pick from that person’s weekly hours, and they confirm. You see how quickly every lead was contacted.

  6. 06

    Close the loop

    Report applications, meetings, funded loans, and issued policies by API or file upload, and see which calculators earn their spot.

Calculators

Try the calculators.

These run live in our preview environment. Enter your own numbers.

Home & Mortgage

Mortgage payment

Monthly payment with taxes, insurance, and PMI.

Try it
Home & Mortgage

How much house can I afford?

A price range based on income, debts, and down payment.

Try it
Auto

Auto loan payment

How rate and term change the monthly payment and total cost.

Try it
Savings

Savings goal

How much to set aside each month to reach a target.

Try it
Insurance

How much life insurance?

Coverage needed to support a family’s goals.

Try it
Retirement

How long will my savings last?

Withdrawals a retirement balance can support.

Try it
Showing 6 of 6 featured calculators Browse all 177 calculators
Your brand, your approvals

Looks like your site. Says what your team approved.

Marketing sets it up without an IT project, and compliance signs off on exactly what goes live.

  • Your brand and layout

    Colors, fonts, field order, hidden fields, and wording changes for each calculator.

  • Your disclaimers

    Your own disclosure language in every language you publish.

  • English and Spanish

    Translations go live only after a person reviews them. More languages available on request.

  • Approved means unchanged

    Every change goes through publish review, and published versions can’t be edited after approval.

  • Accessible to every member

    Designed to conform to WCAG 2.2 Level AA, with a conformance report available on request.

Embed code from your console
<iframe
  src="https://calculators.yourcu.org/mortgage-payment"
  title="Mortgage payment calculator"
  width="100%"></iframe>
<script src="https://calculators.yourcu.org/resize.js"></script>

Paste it on any page, use your own domain, and update rates in the console or from your systems by API.

Security and compliance

Built to pass vendor review.

Privacy, security, and fair lending shaped the design from the start, not after the first audit finding.

No third-party calls from your page

The calculator makes no outside requests by default. We publish the list of every outbound connection so your counsel can read it.

Consent you can prove

Consent is recorded per channel with the exact wording shown. A withdrawal applies everywhere and notifies your systems.

Scoring that ignores the wrong signals

Lead scores use intent only and deliberately exclude loan size, ZIP code, and referring page, with fair lending in mind.

A log that can’t be quietly edited

Every configuration change and export is recorded in a tamper-evident audit log you can verify.

U.S. hosting on AWS

Data stays in U.S. regions, encrypted in transit and at rest, on redundant infrastructure with disaster recovery.

SOC 2 Type II In progress

Our SOC 2 Type II audit is underway. The report will be available under NDA once issued.

Single sign-on, data export and deletion, retention windows, and more. Security reviewers also get architecture, recovery, and testing details under NDA.

Request our security package
Integrations

Leads land where your team already works.

Captured leads, consent changes, and withdrawals flow into your CRM automatically. How the integrations work

Salesforce
HubSpot
Dynamics 365
Total Expert
Anything else

Signed webhooks

Accuracy

Numbers you can stand behind.

Nobody hand-codes our math. Analysts build each calculation in a workbook, which we compile directly into the engine and test against decades of production results.

177calculators
15calculator families
30+years of CalcXML

How the engine works, for developers

1Analyst builds and checks the workbook
2Workbook formulas compiled into code
3Output compared against production history
4Released only when results match
From CalcXML

The next generation of CalcXML.

FinCalc is built by the team behind CalcXML, whose calculators have served banks, credit unions, insurers, advisors, and publishers for over 30 years. Who we serve. Current CalcXML clients get a free, guided move to the new platform. Details for CalcXML clients

Banking and lending

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Insurance and annuities

Client logo
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Advisors and wealth

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Publishers and platforms

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Clients

Don’t take our word for it.

Institutions have trusted these calculations for over 30 years.

[Client quote, ideally a concrete result such as applications or funded loans attributed to calculators.]
[Name][Title, institution]
[Client quote about how quickly it was set up, or how the security and compliance review went.]
[Name][Title, institution]
[Client quote about reliability and longevity as a CalcXML client.]
[Name][Title, institution]
Plans

Plans for every institution.

Start with the calculators you need, or bring the full lead journey.

Calculators

Branded calculators for your product pages.

  • Choose calculator families
  • Branding and disclaimers
  • English and Spanish
Contact us

Calculators + Leads

Everything that turns a result into a conversation.

  • Next-step buttons
  • Lead capture, routing, and appointment requests
  • CRM and webhook delivery
Contact us

Enterprise

For larger institutions and multi-brand setups.

  • All calculators
  • Closed-loop attribution
  • Security review support
Contact us

Building your own experience? See API plans for developers.

Questions

Questions institutions ask.

When can we go live?

FinCalc launches in early 2027, and we’re working with pilot institutions now. Book a preview to see it with your own calculators and discuss a pilot.

Do we need our IT team to set it up?

Not for everyday work. Your marketing team copies an embed code into your website, and changes like wording or rates are made in the console. IT typically joins for the security review and any CRM connection.

How accurate are the results?

Each calculation starts as an analyst’s workbook, is compiled directly into our engine, and is tested against decades of production results before release.

Will it work with our CRM?

Salesforce, HubSpot, Microsoft Dynamics 365, and Total Expert are all supported at launch. Signed webhooks send leads to any other system.

What happens to visitor data?

Your page makes no third-party calls by default. Consent is recorded per channel, withdrawals apply everywhere, and leads are purged when your retention window ends. Data is hosted on AWS in the United States.

Are the calculators accessible?

They’re designed to conform to WCAG 2.2 Level AA, including screen reader and keyboard support. We can share our conformance report.

We use CalcXML today. What changes?

Nothing changes today. CalcXML keeps working through December 31, 2027. We’ll move your calculators to FinCalc at no charge, hold your current pricing for a year, and include six months of our lead tools. See the details for CalcXML clients.

See FinCalc with your own calculators.

In a 30-minute preview we’ll set up a calculator in your brand and walk through the full lead journey.

  • Your colors and disclaimers on a live calculator
  • Routing and appointment requests from a loan officer’s view
  • Your security reviewer’s questions answered